Practice Areas

Car
Accidents

If you've been injured in a car accident in New Jersey, you have the right to compensation for your medical bills, lost wages, and pain and suffering. We fight to get you the full recovery you deserve.

No-Fault

New Jersey's no-fault system covers basic medical expenses and lost wages regardless of who caused the accident

Statute

2 years from date of accident to file a personal injury lawsuit in NJ

Fee

No fee unless we win — zero financial risk to you

Damages

Medical costs, lost wages, pain and suffering, permanent disability compensation

New Jersey's no-fault insurance system ensures immediate coverage for basic expenses, while still preserving your right to sue for serious injuries. This dual protection gives accident victims both quick relief and full compensation options.

New Jersey operates under a no-fault insurance system governed by N.J.S.A. 39:6A-1 et seq., which requires all drivers to carry Personal Injury Protection (PIP) coverage. This system provides immediate payment for medical expenses and lost wages up to policy limits, regardless of who caused the accident. However, New Jersey also preserves the right to file a lawsuit against the at-fault driver for serious injuries that meet the "verbal threshold" or "monetary threshold" under N.J.S.A. 39:6A-8, including permanent injury, significant disfigurement, or medical expenses exceeding a certain amount.

Compensation in car accident cases typically includes immediate PIP benefits covering medical treatment, rehabilitation, and 75% of lost income up to policy limits. Beyond no-fault benefits, victims with serious injuries can pursue additional damages including full lost wages, pain and suffering, permanent disability, future medical care, and loss of life's enjoyment. In cases involving drunk drivers or uninsured motorists, punitive damages may also be available. Property damage to your vehicle is handled separately through liability insurance claims.

The biggest challenge in New Jersey car accident cases is navigating the interaction between no-fault benefits and third-party liability claims. Insurance companies often dispute whether injuries meet the threshold for a lawsuit, and they may try to limit PIP payments or delay approvals for necessary treatment. Additionally, New Jersey follows a modified comparative negligence rule, meaning your recovery can be reduced if you're found partially at fault — and eliminated entirely if you're more than 50% responsible. Having experienced legal representation early helps ensure proper medical treatment, protects your right to sue, and maximizes both immediate and long-term compensation.

The Law

What you
need to know

01

Rear-End Collisions

The most common type of accident, often causing whiplash and back injuries. The following driver is typically liable, but insurance companies may still dispute injury severity.

02

Intersection Accidents

Red light runners and failure to yield cases often result in serious side-impact crashes. Determining fault requires careful investigation of traffic signals and witness statements.

03

Highway Crashes

High-speed accidents on the Garden State Parkway, Turnpike, or Route 287 often cause catastrophic injuries. Multiple vehicles and complex liability issues are common.

04

Drunk Driving Accidents

Victims of drunk drivers can pursue both compensatory and punitive damages. These cases often involve criminal proceedings that can strengthen your civil claim.

05

Uninsured Motorist Claims

When the at-fault driver has no insurance, your own uninsured motorist coverage becomes crucial. These claims require specific notice requirements and procedures.

06

Pedestrian Accidents

Pedestrians struck by vehicles often suffer severe injuries with long recovery periods. New Jersey law provides strong protections for pedestrians in crosswalks and on sidewalks.

Cases we handle

Common scenarios

What to expect

How the
process works

01

Seek Immediate Medical Care

Get medical attention right away, even if injuries seem minor — adrenaline can mask serious problems. Call 911 if anyone is hurt, and keep all medical records. Your health comes first, and medical documentation is crucial for your claim.

02

Document the Accident Scene

If you're able, photograph vehicle damage, the accident scene, and any visible injuries. Get the other driver's insurance information and contact details for witnesses. The police report will be important, but your own documentation helps too.

03

Call us before giving recorded statements to any insurance company, including your own. Insurers will contact you quickly, but early statements can hurt your claim. We handle all insurance communications to protect your rights.

04

We gather police reports, medical records, witness statements, and accident reconstruction evidence. We also ensure you receive proper medical treatment and that all PIP benefits are paid promptly by your insurance company.

05

Most cases settle through negotiation with the at-fault driver's insurance company. If they won't offer fair compensation, we file a lawsuit and take your case to trial. We prepare every case thoroughly to maximize your recovery.

Questions

Frequently
asked

  • New Jersey's no-fault system means your own insurance pays for immediate medical expenses and lost wages regardless of who caused the accident. However, you can still sue the at-fault driver for additional damages if your injuries are serious enough to meet New Jersey's lawsuit threshold. This gives you both quick relief and full compensation options.

  • You generally have two years from the date of the accident to file a personal injury lawsuit in New Jersey. However, you should contact an attorney much sooner — evidence disappears, witnesses forget, and insurance companies move quickly to minimize claims.

  • If the at-fault driver is uninsured, you can file a claim under your own uninsured motorist coverage. New Jersey requires all drivers to carry this coverage unless specifically waived in writing. We help you navigate these claims, which have specific notice requirements and procedures.

  • Yes, as long as you were less than 51% at fault. New Jersey follows a modified comparative negligence rule, which means your damages will be reduced by your percentage of fault. For example, if you're found 20% at fault, you can still recover 80% of your damages.

  • You may be entitled to immediate PIP benefits for medical expenses and lost wages, plus additional compensation for pain and suffering, permanent disability, future medical care, and full lost income. In cases involving drunk drivers, punitive damages may also be available.

  • Nothing upfront. We work on a contingency fee basis, meaning we only get paid if we recover compensation for you. The initial consultation is free, and there's no financial risk in calling us to discuss your case.

Free Consultation

Injured in a
car accident?

Tell us what happened. We'll give you an honest assessment - no pressure, no obligation, and no fee unless we recover for you. We're available by phone or at our offices, and we're happy to meet you wherever is most convenient.

Call Us Directly

(973) 401-0064